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Question re. Medicare for All (Original Post) RandySF Jan 2019 OP
why is your dad paying so much for gap coverage I only pay $99 nt msongs Jan 2019 #1
Blue/Shield of Michigan RandySF Jan 2019 #3
Cigna was less than AARP for me redstateblues Jan 2019 #7
We pay $360/month Takket Jan 2019 #5
For one thing... DURHAM D Jan 2019 #11
It isn't! Prices for every aspect of healthcare need to be dramatically reduced democratisphere Jan 2019 #2
The plan is to expand coverage and take away deductibles and co pays. Hassin Bin Sober Jan 2019 #4
So it would be a Medicare "buy-in"? RandySF Jan 2019 #6
Hopefully not a buy-in. area51 Jan 2019 #10
I believe universal coverage for everyone is the right thing to do. But the cost is going Hoyt Jan 2019 #8
It's not that complicated... TreasonousBastard Jan 2019 #9

Takket

(21,704 posts)
5. We pay $360/month
Sun Jan 6, 2019, 01:12 AM
Jan 2019

my wife is on medicare disability and the gap coverage is astronomical but we have to pay it because one hospitalization would backrupt us.

DURHAM D

(32,617 posts)
11. For one thing...
Sun Jan 6, 2019, 02:11 AM
Jan 2019

the older you get the more your supplemental costs. I have had the same coverage for 10 years and it (Plan F) has more than doubled over the decade.

Also, Part D (Meds) goes up every year.

What plan do you have? Is it regular Medicare or do you have an Advantage plan?

democratisphere

(17,235 posts)
2. It isn't! Prices for every aspect of healthcare need to be dramatically reduced
Sun Jan 6, 2019, 01:10 AM
Jan 2019

to reflect real values and not wall street price gouging values. When prices are brought in line, healthcare will be affordable for all!

Hassin Bin Sober

(26,360 posts)
4. The plan is to expand coverage and take away deductibles and co pays.
Sun Jan 6, 2019, 01:12 AM
Jan 2019

No supplementals needed. Dental and vision included.

Just because it has the name Medicare in it that doesn’t mean it has to stop at 80% and keep the exact same coverages.

In fact, bringing in younger healthier people in to the pool will further supplement older sicker individuals.

The system as it stands is an upside down clusterfuck where private insurance skims the best cream off the top while you are young and healthy then pawns you off on the government when you get really sick.

It’s unsustainable

 

Hoyt

(54,770 posts)
8. I believe universal coverage for everyone is the right thing to do. But the cost is going
Sun Jan 6, 2019, 01:25 AM
Jan 2019

to shock everyone. Ask the legislators in Vermont, California, and California why they didn’t have guts to tell people the cost. Until the system is reformed, it will be expensive no matter how we do it. Even a drastic change will be expensive. The military budget will have to be cut, and everyone’s taxes — except the poorest — will have to be increased. It’s worth it, but will be ugly. I think a Public Option is easiest way forward, but that’s not acceptable to many.

TreasonousBastard

(43,049 posts)
9. It's not that complicated...
Sun Jan 6, 2019, 01:25 AM
Jan 2019

We already have an inefficient method of paying for health care. Private insurance, company plans self insurance and others in the private sector. The public sector includes state plans, local plans and health services, and federal plans such as Indian Health Service, VA, Medicare, Medicaid, SCHIP, Public Health Hospitals, and who knows how many others...

Each of these schemes often overlap with others, and there are gaps in coverage and care that increase over all costs. The ultimate point is that we pay "X" dollars in total for all our care, and we will still pay for a lot of that after duplication and inefficiency is reduced, but we will pay less. We just don't know how much less.

Now, we will not have increased care or expense, but we will have redirected funding. If you are going to have $1,000 spent on your care this year, you will still have about that spent (but hopefully less) but the money will come from different sources. Instead of your health insurance spending it, the new Medicare will spend it. If Medicare taxes have to go up, insurance premiums will go down, or be eliminated entirely.

Latest Discussions»General Discussion»Question re. Medicare for...