General Discussion
Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsQuestion re. Medicare for All
If my 83-year old dad needs to pay $500/month to fill the 20% coverage gap, how is "Medicare for All" the best way to get to universal coverage?
msongs
(67,498 posts)RandySF
(59,771 posts)We looked into AARP and they are just as expensive.
redstateblues
(10,565 posts)Takket
(21,704 posts)my wife is on medicare disability and the gap coverage is astronomical but we have to pay it because one hospitalization would backrupt us.
DURHAM D
(32,617 posts)the older you get the more your supplemental costs. I have had the same coverage for 10 years and it (Plan F) has more than doubled over the decade.
Also, Part D (Meds) goes up every year.
What plan do you have? Is it regular Medicare or do you have an Advantage plan?
democratisphere
(17,235 posts)to reflect real values and not wall street price gouging values. When prices are brought in line, healthcare will be affordable for all!
Hassin Bin Sober
(26,360 posts)No supplementals needed. Dental and vision included.
Just because it has the name Medicare in it that doesnt mean it has to stop at 80% and keep the exact same coverages.
In fact, bringing in younger healthier people in to the pool will further supplement older sicker individuals.
The system as it stands is an upside down clusterfuck where private insurance skims the best cream off the top while you are young and healthy then pawns you off on the government when you get really sick.
Its unsustainable
RandySF
(59,771 posts)area51
(11,943 posts)Please take a look at the PNHP website.
Hoyt
(54,770 posts)to shock everyone. Ask the legislators in Vermont, California, and California why they didnt have guts to tell people the cost. Until the system is reformed, it will be expensive no matter how we do it. Even a drastic change will be expensive. The military budget will have to be cut, and everyones taxes except the poorest will have to be increased. Its worth it, but will be ugly. I think a Public Option is easiest way forward, but thats not acceptable to many.
TreasonousBastard
(43,049 posts)We already have an inefficient method of paying for health care. Private insurance, company plans self insurance and others in the private sector. The public sector includes state plans, local plans and health services, and federal plans such as Indian Health Service, VA, Medicare, Medicaid, SCHIP, Public Health Hospitals, and who knows how many others...
Each of these schemes often overlap with others, and there are gaps in coverage and care that increase over all costs. The ultimate point is that we pay "X" dollars in total for all our care, and we will still pay for a lot of that after duplication and inefficiency is reduced, but we will pay less. We just don't know how much less.
Now, we will not have increased care or expense, but we will have redirected funding. If you are going to have $1,000 spent on your care this year, you will still have about that spent (but hopefully less) but the money will come from different sources. Instead of your health insurance spending it, the new Medicare will spend it. If Medicare taxes have to go up, insurance premiums will go down, or be eliminated entirely.