General Discussion
Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region Forumstell me again how crazy expensive a real health care plan would be
because between me and my employer, we're paying around $9,000/year for a plan with a $9,000 deductible.
so right off the bat, any alternative solution would save my at least the $18,000 i basically pay every year before i see any benefits whatsoever. they could tax me $17,000 per year to pay for the new plan and i'd still be ahead.
my company would benefit by not having to waste time sifting through health insurance plans and putting it out to bid every year and we could focus on our actual business. why doesn't *every* business in america recognize this as a big plus of a better plan?
i wouldn't have to switch medications or providers every time my employer switched to a different insurance carrier or every time i switched jobs and the new employer had a different insurance carrier.
and i haven't even gotten to any savings from actual costs going down due to better negotiating power and less overhead in the insurance administration system.
whenever i hear some health care policy will cost "trillions", this is completely meaningless because i've never seen any analysis that balances out extra costs with the savings all around.
there's an enormous amount of money to be *saved* by getting away from the insanely awful system we have now.
bottom line, americans pay way, way more than people in other counties and overall get worse outcomes. anyone looking at that would figure there's money to be *saved* by going to a better system.
MineralMan
(146,338 posts)replace current health insurance, and would have lower premium costs than current health insurance. Blame those who propose these things for not laying it all out so people would understand.
There is, and cannot be, free healthcare. It has to be paid for, since people have to get paid for delivering services. The explanations have been terrible from people proposing these things. Or missing.
NewJeffCT
(56,829 posts)People were outraged that Obamacare would cost $800 billion over 10 years, but many thought nothing of spending $87 billion or so per year for our Iraq occupation disaster... which totals out to $870 billion over 10 years, not to mention we're still paying for it now going on 18 years, and we will still be paying military healthcare & pensions for decades to come. Obamacare is saving lives, so more peoople can pay taxes into the system and be productive workers.
LonePirate
(13,431 posts)I have seen far too many posts here on DU by those who oppose a single payer system because they are opposed to their taxes going up, even though many of them already know any tax increase will be more than offset by a reduction in premiums and other outlays (deductibles, co-pays and other items).
The opposition has more to do with willful misinformation and a refusal to accept change that might benefit someone else. Its disgusting.
Wounded Bear
(58,744 posts)most of them have been drinking the RW koolaid for too many years.
MineralMan
(146,338 posts)A guy has health insurance for his family and himself through his employer. It's getting more expensive all the time, and deductibles keep going up. But, he has it. He knows he has it. All this talk sounds like it's going to be taken away and replaced with something, but nobody tells him that it will cost him and his employer less and will cover more. So, he's scared of it.
People proposing M4A are not explaining it properly to that guy. Not even close. So, he's against it, because he doesn't know what it means to him. He hears how much it's going to cost, but doesn't hear how much it's already costing.
How this whole thing is being approached is stupid as Hell. Everyone's talking about people who are uninsured, and that's not enough people to make it happen. Nobody's talking about how much it will help the guy I'm talking about. Nobody's telling him that he'll end up with better, less-costly healthcare. They're not telling him that his employer will still be paying part of the cost and that he'll remain covered if his lousy employer goes bankrupt and he loses his job.
You can't just say "free healthcare." Everyone understands that there's no free lunch. You have to explain the benefits of the new system and show that guy how it's going to save him money and provide him and his family with less expensive, better healthcare that isn't dependent on his job status.
But, nobody's doing that, so people are against it.
Hoyt
(54,770 posts)than what they have right now. It should be, but I don't think most people believe it.
That's why it's going to take a Public Option so that people and businesses can try it out.
BTW -- Agree with what you are saying, but we've been trying to do something for decades and if it's not Congress saying no, it's the voters.