General Discussion
Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsNew bill would expand reasons for drivers to be pulled over
A new bill facing the legislature this session would expand the list of reasons drivers can be pulled over by a law enforcement officer.
Authored by Rep. Steve Martin, R-Bartlesville, House Bill 2525 would allow a patrol officer to perform a traffic stop of any vehicle that is not covered by liability insurance.
http://www.examiner-enterprise.com/sections/news/local-news/new-bill-would-expand-reasons-drivers-be-pulled-over.html
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Looks like Oklahoma is trying to starve the legal poor to death. This also has the benefit of expanding the prison industrial complex.
dmallind
(10,437 posts)1) How do LEO's know a car has no liability insurance?
2) Assuming they do, why should people risking others' life and property without coverage NOT be ticketed?
1ProudAtheist
(346 posts)already has the largest percentage of incarcerated citizens in the world.......by a wide margin.
http://www.nationmaster.com/graph/cri_pri_per_cap-crime-prisoners-per-capita
The jackboots won't stop until they get us all.
Honeycombe8
(37,648 posts)then that driver should be ticketed, since he's breaking the law. I wouldn't mind every car w/o liability to be pulled off the road...they're putting the rest of us at risk.
spotbird
(7,583 posts)if they live in rural Oklahoma?
in rural Oklahoma? There is absolutely no public transportation.
The math on the mandated purchases of all kinds of insurance is impossible for very many people.
Honeycombe8
(37,648 posts)Being a little dramatic, aren't you? People will die if they have to get liability insurance!
So you solution is for the poor slob he hits to pay for the damage that he, the uninsured, cost?
If the guy has an old car...which is what a poor person has...the cost of liability insurance is minimal compared to the cost of a lot of other things the guy gets, like gas. Speaking of which...a poor person should make every effort to buy a car that is cheap to maintain, incl. cheap insurance and great gas mileage. But so often, they drive pickups, which are very expensive to maintain.
TheKentuckian
(25,035 posts)just like about everything else and hold on to it as long as you can.
Much the same goes for many of us who aren't "poor". Used, cheap, economical to maintain, and great on gas isn't running hot and cold on tap.
You do the best you can and there is a fair amount of robbing Peter to pay Paul, especially if ANYTHING unexpected comes up. Wait until all of these folks have a mandatory 10% from next to nothing for the health insurance cartel and still have to patch existence together while in a lot of cases having about the same for the car coverage because it is far from unusual for liability on a heap to run someone $80-$120.
Somebody making $8/hr doesn't have much to spread around. We have folks making a hundred grand and more damn near crying poverty and they seem to get more sympathy and defense than folks that work all week to scrounge up less than they get in a day.
It seems like the same folks that get a hair touchy if someone says someone in the "middle class" (aka the top 20%) can suck it up and give up their Bush/Obama tax cut are the same ones "tut-tut"ing the broke people to pony up and "take responsibility".
LadyHawkAZ
(6,199 posts)I assume it would show up when the license plate number is run.
Timefortruth
(2,035 posts)when compliance conflicts with survival. You can't get to work without a vehicle in Oklahoma.
richmwill
(1,326 posts)I am fully disabled (Cerebral Palsy), but can drive a car. However, at one point my car needed very expensive repairs that I could not afford right before my vehicle registration was due for renewal. Without the repairs, it wouldn't pass the yearly inspection and therefore the registration would not be able to be renewed. If you're pulled over in New York with expired registration, your car is automatically towed to an impound lot where you will pay high penalty fees to get it out (as is also done in most other places). So I was faced with the prospect of either driving it illegally and praying that I didn't get pulled over until I could get the repairs, inspection, and registration done or spending money I absolutely didn't have, going to a negative balance on my bank account and not eating for the next month in order to get that done. What do you think I did? Oh, and some told me "You can take a cab to work"- I lived at the time in a rural area, and cab companies knew this and charged quite a bit for their service. I would have had to pay $50 per day (most days only making $40) just to get to and from work. And walking was not an option, as stated before I have Cerebral Palsy and am not able to walk anywhere near the distance required to get to work and back. So I can completely understand the problems these people in Oklahoma may face if this is enacted.
Honeycombe8
(37,648 posts)If you get in an accident and damage someone else's car, or damage them physically, if you don't have liability, that other person could be ruined. We're not required to carry collision, so the other person may lose HIS transportation to work because of YOUR negligence and YOU not having the mandatory liability ins. Yeah, the other guy can sue, but that doesn't help him get to work the day after you plowed into his car.
Get real. Most people can afford liability ins. or can get rides to and from work, and you know it. Occasionally, a person is so poor that they have to let their liab. ins. lapse. But I've been very poor. Very poor. And even then I managed to pay for liability ins. If it's a MUST for you, then you do it. You can get minimal liab. on an old junked up heap for a few dollars a month. Literally. I bet I could walk into any home belonging to a person without liability insurance and point out what they could easily do without in order to pay for their liability insurance.
bluestateguy
(44,173 posts)It's really very simple.
RKP5637
(67,112 posts)without breaking some kind of law.
spotbird
(7,583 posts)when compliance is impossible.
Historic NY
(37,461 posts)years ago people could go to an insurance company and pay 10-15% and get an insurance card and never pay the rest. This resulted in changes in the law, along with an insurance bureau. If your coverage laspes or you change or skip out on paying the insurance company has to notify the DMV. The registration is suspended and its a misdemeanor, if nothing is done then the license is suspended.
In order to register your vehicle in the state of New York, you must obtain minimum liability insurance in the amounts of $25,000/$50,000 bodily injury liability, $25,000/$50,000 uninsured/underinsured motorist bodily injury, $10,000 for property damage, and $50,000 personal injury protection. There are no exceptions to this rule.
Penalties for non-compliance with state of New York insurance laws include license suspension, you will lose your vehicle registration, you will be ticketed and fined, and your car could be towed and impounded. If you lose your vehicle registration due to lack of insurance for 90 days or less, your penalties will be between $8 and $12 for each day the vehicle was uninsured. What's worse is, a civil penalty for 85 days will cost you around $840.
Honeycombe8
(37,648 posts)izquierdista
(11,689 posts)Now they are just lightening it up a few shades.
lpbk2713
(42,774 posts)Driving while Black/Latino will be officially a violation once again.
Honeycombe8
(37,648 posts)female, whatever.
HopeHoops
(47,675 posts)Thank you Arizona for leading the way. They can already run the liability insurance check in every state. My potential son-in-law was pulled over in PA for not having insurance in MD. That's not what these bills are about. They're about a totalitarian (fascist) approach to intimidating people for not being white Republicans - as all of the founding fathers obviously were (even though the party didn't exist at the time).
libtodeath
(2,888 posts)a way to raise revenue.
States and local governments are broke because we let the wealthy buy our reps that write tax laws allowing themselves to hoard it.
To make up the stolen revenue they have to go where it is easiest to find,the poor general population that wont fight back.
Honeycombe8
(37,648 posts)YOU may not like having to buy it, but there's a good reason for that law. If you bang up someone else's car, or body, you could end up ruining that other person's life because you have no way to pay for the damage you caused. That's what liability ins. is for. You don't have to buy collision, which protects YOUR car. You have the right to damage your own car. You don't have the right to damage another person's car without a way to pay for it.
If your car was damaged from a wreck caused by another person, and he didn't have insurance, YOU sure would care about that, since you'd be stuck paying for your own damage. If you couldn't, you could lose your job, or even worse, not be able to pay for your medical bills.
Liability ins. is a good thing.
Fumesucker
(45,851 posts)It only costs a little more and it seems like those who lack insurance are often the worst drivers..
Hell, I got rear ended by a car load of undocumented immigrants, not one piece of ID among four adult males let alone niceties like insurance, my insurance paid for the damages to my car (totaled).
Honeycombe8
(37,648 posts)You break it, you pay for it. The law requires that. If you don't, you can get stopped, ticketed, your car taken away, your license suspended, your registration unable to be renewed. That's as it should be.
A person doesn't get very far in life without learning personal responsibility, whether it's at home, at work, with the family.
"But, officer, it's not my fault that I accidentally hit that guy with my fist! I was aiming for the guy next to him! He should've ducked! Why should I pay for his broken jaw? He should have insurance to cover my actions!" I'm sure a lot of men in prison think the same way.
Fumesucker
(45,851 posts)Tell it to Dubya, Cheney and the banksters that they're not going to get far in life without it.
BTW, I was the one who was insured against being hit by an uninsured motorist.
I was the responsible one.