not at her fault, and that should be resolved. progressive has the biggest responsibility from what i see cause they allowed that agent to represent them.

any officer can and - in many states - is required to check for ins. because there is a major fine for not having, like in my state and all that surround it.

registration and insurance. I keep them together. I just always thought that is what they do every where.

quickly.

First off, there is now way a vehicle should be impounded while not in use for invalid insurance. I'd agree with a summons to provide assurance of valid coverage or a fine if it could not be proved.
And seriously, WTF is "Your vehicle has been forfeited for fraudulent insurance" it reads, saying it is from the "Multi Jurisdictional Auto Theft Task Force." You lose your right to your property for a minor infraction? And WTF is "Multi Jurisdictional Auto Theft Task Force." Is it some analog to some "Homeland Security" performance theatre?
I have never been able to register a vehicle without some proof of insurance no matter what state I lived(generally NE US). Even though it was done through local agents the paperwork and approval was from the insurance provider. Is this a failure of local governments to do due diligence or the insertion of a non accountable third party in the process?