Life insurance for children?
Yes, I know, it is a free country. If parents, or grandparents, want to purchase life insurance for a small kid - whose to stop them?
Still, the last image of a 10-year old child is from his school bus. He jumps up and smiles: there is my dad, he says, and leaves the bus.
And then he was gone.
After two weeks, with many volunteers searching for the boy, his body was found in the river, his body and hands bound by duct tape.
His father was arrested. With no visible means of income, he purchased life insurance for his two younger sons - $20K each - and $30K for the older one. And just days before the boy disappeared, he inquired about raising the insurance to $50K.
The father's cell phone left "electronic footprint" by that place by the river: two days before the boy disappeared and one day after, but never before.
And here is my question about insuring young boys. Perhaps a boy is found to have a high probability of developing a fatal disease so the father wants to purchase insurance. Perhaps the father wants the boy to have insurance for when he gets married and has his own dependents.
And yet, one has to wonder whether future insurance policies for young children may raise red flags with an agent.
Rest in Peace little Barway Collins
http://www.startribune.com/local/west/299696271.html
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RIP little one 
and I never got it.
