I remember a few years ago there were NPR reports about how messed up the health insurance companies were.
With all the different state laws, policies were becoming legal nightmares when they crossed state lines many companies were becoming desperate.
There was talk of the whole system collapsing.
And of course at the same time the execs were skimming all the profits off into their pockets.

...to go into the archives and listen to some of that now.