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And now, let the ACA be forever known as OBAMACARE. (Original Post) pnwmom Jun 2012 OP
Even as premiums skyrocket... nt Romulox Jun 2012 #1
I think that is a common fear about the mandate. HereSince1628 Jun 2012 #3
There is no price control mechanism built into the system that I'm aware of...simply percentage caps Romulox Jun 2012 #4
Well there are now going to be insurance exchanges Bandit Jun 2012 #11
Right. And why should people without insurance face higher charges pnwmom Jun 2012 #19
People need CARE, not insurance. Buyer's clubs don't solve that. nt Romulox Jun 2012 #29
I suspect that 'means' testing will ultimately go beyond mere income HereSince1628 Jun 2012 #12
We have now Entrenched the bloodsuckers into the system woo me with science Jun 2012 #18
+100 Myrina Jun 2012 #23
I believe insurers will somehow become less power/entrenched over time, as forced premiums roll in. Romulox Jun 2012 #30
The Congressional budget office says that the cost curve is already bending down. pnwmom Jun 2012 #5
Without price-controls, that's not logically possible. Massive new demand = price increases. nt Romulox Jun 2012 #6
States already have to approve premiums. They can and do refuse to approve increases pnwmom Jun 2012 #8
It's a rubber-stamp, in my state. nt Romulox Jun 2012 #31
It doesn't have to be. It isn't in my state pnwmom Jun 2012 #32
Don't expect anyone in America to understand basic economics. Leopolds Ghost Jun 2012 #20
Riiiiiiight. WinkyDink Jun 2012 #9
Summation Electro Jun 2012 #2
It doesn't fully take effect until 2014, so I think nothing might happen for you right away. pnwmom Jun 2012 #7
And Medicare premiums for the Middle Class? WinkyDink Jun 2012 #10
Will depend on age group and be held to a certain percentage of income. pnwmom Jun 2012 #14
You'll be forced to go onto Medicaid or apply for exemption from the FINE. Or you can tax protest Leopolds Ghost Jun 2012 #21
Turn. On. Your. TV. It is the topic du jour. Or use Google. MADem Jun 2012 #33
can we expect then hfojvt Jun 2012 #13
I think there's going to be more publicity now about what's really in the law. pnwmom Jun 2012 #15
Most people have changed their minds Harmony Blue Jun 2012 #16
I expect public opinion to slowly turn to Obama's favor. boxman15 Jun 2012 #25
Me, too. Now that the law has passed, there should be more publicity pnwmom Jun 2012 #27
OH! Wanna bet the pukes will try to rename it? Gold Metal Flake Jun 2012 #17
... as opposed to Romneycare Myrina Jun 2012 #22
It'll be known as Romneycare if Romney were to win in the fall Leopolds Ghost Jun 2012 #24
He had his chance. I suppose he could do another ridiculous flip-flop on the issue, pnwmom Jun 2012 #26
let the nay sayers cry, because that is what they do, cry cry cry! part man all 86 Jun 2012 #28

HereSince1628

(36,063 posts)
3. I think that is a common fear about the mandate.
Thu Jun 28, 2012, 10:27 AM
Jun 2012

Because Congress gets to play with this there is really no way to fully reassure anyone that protections against gouging will work.

Romulox

(25,960 posts)
4. There is no price control mechanism built into the system that I'm aware of...simply percentage caps
Thu Jun 28, 2012, 10:30 AM
Jun 2012

on the amount that must be spent on claims.

Basic economics tells us that mandatory purchases will encourage huge premium increases. What are we going to do about it? Buy insurance from an out-of-state competitor?

Bandit

(21,475 posts)
11. Well there are now going to be insurance exchanges
Thu Jun 28, 2012, 10:44 AM
Jun 2012

Which supposedly are there to give people the same buying power as say IBM or Microsoft or any other HUGE corporation would have.. Why should IBM be allowed to purchase insurance so much cheaper than ordinary citizens? Now they won't... So either everybody's rates will go down or the Big Boys rates will increase.. Which do you think it will be?

pnwmom

(109,026 posts)
19. Right. And why should people without insurance face higher charges
Thu Jun 28, 2012, 11:10 AM
Jun 2012

than those with insurance (I mean, of course, even before the insurance payment is calculated)?

Right now, the big insurers negotiate lower prices with health care providers than are available to smaller groups or individuals.

HereSince1628

(36,063 posts)
12. I suspect that 'means' testing will ultimately go beyond mere income
Thu Jun 28, 2012, 10:46 AM
Jun 2012

It already does for other federally funded healthcare, such as VA priority 5 and priority 8, where ability to pay depends upon various assets including retirement accounts and home equity.

Wherever there is a pile of money, be it in a retirement account or a person's home, the insurance companies will demand that government require people to liquidate those assets and hand the cash over to the for-profit insurers. And government, not really wanting the responsibility for healthcare of scores of millions will create the laws that make that wealth transfer possible.

woo me with science

(32,139 posts)
18. We have now Entrenched the bloodsuckers into the system
Thu Jun 28, 2012, 11:01 AM
Jun 2012

and ensured that there is no escape from them.

Of course they will come for all our assets. You are exactly right about what will follow.

Shame on America for not standing up. Shame on everyone who is fucking stupid enough to cheer on this deliberate abdication of our health system to the thieves and profiteers.

Of course it was upheld. One more giant step for neoAmerica. This is a dark, dark day.

Romulox

(25,960 posts)
30. I believe insurers will somehow become less power/entrenched over time, as forced premiums roll in.
Thu Jun 28, 2012, 11:48 AM
Jun 2012

That would be the most logical outcome, wouldn't it?

pnwmom

(109,026 posts)
5. The Congressional budget office says that the cost curve is already bending down.
Thu Jun 28, 2012, 10:36 AM
Jun 2012

Premiums were already skyrocketing; but under Obamacare they will be much more limited.

pnwmom

(109,026 posts)
8. States already have to approve premiums. They can and do refuse to approve increases
Thu Jun 28, 2012, 10:41 AM
Jun 2012

that are too high. It has already been happening.

Electro

(13 posts)
2. Summation
Thu Jun 28, 2012, 10:25 AM
Jun 2012

Hey guys can someone please sum up what we have as far as Obamacare?

I was hoping for a national healthcare type of thing, something where a sickness would not make you lose your life savings or house. Some type of socialized healthcare in which you don't have to worry about getting sick and not being able to pay for treatment.

However, I was told that what we currently have with Obamacare is different, and is making everyone pay or else they will be penalized. Right now I don't have the extra funds to pay for healthcare, I am still unemployed.

So what is the truth? What just happened today? Will it make it easier for me or harder?

pnwmom

(109,026 posts)
7. It doesn't fully take effect until 2014, so I think nothing might happen for you right away.
Thu Jun 28, 2012, 10:38 AM
Jun 2012

But Medicaid will be expanded and low income people will have a large subsidy, so this should help people like you then.

pnwmom

(109,026 posts)
14. Will depend on age group and be held to a certain percentage of income.
Thu Jun 28, 2012, 10:50 AM
Jun 2012

No longer will premiums be higher for those with preexisting conditions.

I believe the limit was 8% but I don't have a link. If you don't want it, you can pay the much smaller "tax." But I remember hearing yesterday that the ACA didn't actually have any enforcement provisions if people don't pay it.

Leopolds Ghost

(12,875 posts)
21. You'll be forced to go onto Medicaid or apply for exemption from the FINE. Or you can tax protest
Thu Jun 28, 2012, 11:21 AM
Jun 2012

Unjust and immoral legislation like the rest of us.

MADem

(135,425 posts)
33. Turn. On. Your. TV. It is the topic du jour. Or use Google.
Thu Jun 28, 2012, 02:15 PM
Jun 2012

If you're unemployed, you'll be carried.

hfojvt

(37,573 posts)
13. can we expect then
Thu Jun 28, 2012, 10:46 AM
Jun 2012

that this will get people fired up to get rid of it through the ballot box?

I'd play it that way if I was the RNC. It sorta worked in 2010.

pnwmom

(109,026 posts)
15. I think there's going to be more publicity now about what's really in the law.
Thu Jun 28, 2012, 10:52 AM
Jun 2012

Which should help build support for it, since large majorities of people support its individual provisions.

I think we're in a much stronger position than if the Rethugs could continue to say that Obama had wasted three years in trying to pass an unconstitutional bill.

Harmony Blue

(3,978 posts)
16. Most people have changed their minds
Thu Jun 28, 2012, 10:53 AM
Jun 2012

seeing how young adults have benefited from this already.

A lot has happened since 2010 and those put in power form the 2010 election have done nothing!

boxman15

(1,033 posts)
25. I expect public opinion to slowly turn to Obama's favor.
Thu Jun 28, 2012, 11:23 AM
Jun 2012

I also think Romney will move away from Obamacare as a centerpiece of his campaign as that happens. Just a gut feeling.

pnwmom

(109,026 posts)
27. Me, too. Now that the law has passed, there should be more publicity
Thu Jun 28, 2012, 11:28 AM
Jun 2012

about what it means and how it will affect people.

Gold Metal Flake

(13,805 posts)
17. OH! Wanna bet the pukes will try to rename it?
Thu Jun 28, 2012, 10:56 AM
Jun 2012

Now they will want to call it the ACA. I think I am picking up what you are putting down.

Myrina

(12,296 posts)
22. ... as opposed to Romneycare
Thu Jun 28, 2012, 11:21 AM
Jun 2012

... which it was in it's original format when implemented in MA by then-governor Romney.

Leopolds Ghost

(12,875 posts)
24. It'll be known as Romneycare if Romney were to win in the fall
Thu Jun 28, 2012, 11:23 AM
Jun 2012

Who can take credit for the next 4 years of fascist policies?

pnwmom

(109,026 posts)
26. He had his chance. I suppose he could do another ridiculous flip-flop on the issue,
Thu Jun 28, 2012, 11:27 AM
Jun 2012

but he would be a laughing-stock.

part man all 86

(367 posts)
28. let the nay sayers cry, because that is what they do, cry cry cry!
Thu Jun 28, 2012, 11:42 AM
Jun 2012

more bs about fascist government mandates, the insurance companies are now in control and lock your minds because some fundamental mentalist are coming for you. that has already happened and has been this country motto since 1776 where the 1 % made sure they where in power by limiting voting rights. so what suck it up, life is hard, very hard. now elect leaders that can cut this rough diamond and over time chip away until the precious gem is revealed.

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