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Estimates show there are 18 million 'voluntarily uninsured' (Original Post) B2G Jun 2012 OP
No income no mandate is my understanding... Fumesucker Jun 2012 #1
There are many young workers that don't want health insurance hack89 Jun 2012 #2
The OP said "voluntarily unemployed" when I answered.. Fumesucker Jun 2012 #6
Sorry, I updated immediately after posting B2G Jun 2012 #11
No, these aren't no income people B2G Jun 2012 #5
How voluntary is voluntary? Crunchy Frog Jun 2012 #3
Where are you getting this info that is not correct? n/t Jumping John Jun 2012 #4
What isn't correct? B2G Jun 2012 #8
It is untrue that these people have to now get insurance. n/t Jumping John Jun 2012 #16
Of course they don't...but then they have to pay the penalty. B2G Jun 2012 #18
That is not the way it is 'now'. It will not be that way until 2014. n/t Jumping John Jun 2012 #31
11 million are illegals not covered under Obamacare. FarLeftFist Jun 2012 #7
These people aren't illegals B2G Jun 2012 #9
They're not exactly "uninsured" WE pay for them when they DO get sick. progressivebydesign Jun 2012 #10
+1. n/t Bonhomme Richard Jun 2012 #14
Some we do, some we don't B2G Jun 2012 #15
Your bigoted rant missed the OP's point leftstreet Jun 2012 #20
Yes. This exactly. Thank you. n/t B2G Jun 2012 #24
But those people are using the same decision making a corporation would... HereSince1628 Jun 2012 #28
i was uninsured for a lot of my life. you never paid a dime for my care; i paid every penny out HiPointDem Jun 2012 #29
First, it won't go into effect for until 2014. Next, it is BS that they are "voluntarily" uninsured. RBInMaine Jun 2012 #12
It's not BS B2G Jun 2012 #17
Like the voluntarily uninsured usually do sharp_stick Jun 2012 #13
I guess I am one of those "voluntarily uninsured". I choose not to apply for medical insurance - kestrel91316 Jun 2012 #19
That's fine, I think they should. B2G Jun 2012 #22
Easy question to answer. Look at their party affiliation. And assume that the white males in kestrel91316 Jun 2012 #25
I think that's a dangerous assumption to make. n/t B2G Jun 2012 #30
I was one of those for many years ecstatic Jun 2012 #21
Thanks for a measured and realistic relpy n/t B2G Jun 2012 #23
For those who qualify for the subsidy, it's a net positive. n/t lumberjack_jeff Jun 2012 #26
you and your employer pay a mandated tax madrchsod Jun 2012 #27
 

B2G

(9,766 posts)
5. No, these aren't no income people
Thu Jun 28, 2012, 03:53 PM
Jun 2012

They are folks who purposely choose to forego buying healthcare insurance for whatever reason. A lot of them are recent college grads who don't see the benefit...but they could afford it if...they just elect not to spend the money due to very low need.

 

Jumping John

(930 posts)
31. That is not the way it is 'now'. It will not be that way until 2014. n/t
Thu Jun 28, 2012, 05:04 PM
Jun 2012

That is when the mandate goes into effect.

progressivebydesign

(19,458 posts)
10. They're not exactly "uninsured" WE pay for them when they DO get sick.
Thu Jun 28, 2012, 03:57 PM
Jun 2012

They are voluntarily choosing not to pay for insurance, and volunteering for the taxpayers, health care consumers, and insured, to pay their way when they do get sick. Bout time they paid their fair share, and if they can't the HCR has features that will make it affordable for them.

Just like we're forced to have car insurance, and we ALL pay when someone is uninsured.. this is the same damn thing. Ever get in an accident with someone uninsured??? Who pays? your insurance, your deductibles. Same thing. We all pay when people choose not to have insurance.

 

B2G

(9,766 posts)
15. Some we do, some we don't
Thu Jun 28, 2012, 04:00 PM
Jun 2012

Some are 20 somethings that maybe get sick once a year and go to Urgent Care, pay the fee and buy their scripts, then they're done. Probably $300 tops...and thus, they don't see the need to pay thousands in premiums.

I think there are quite a few folks out there like this who won't have that option anymore and will be voting in November. In 2008, they were a prime demographic for Obama. It just makes me think...

leftstreet

(36,119 posts)
20. Your bigoted rant missed the OP's point
Thu Jun 28, 2012, 04:07 PM
Jun 2012

S/he wasn't talking about impoverished people - who evidently you despise

'voluntarily uninsured' could mean thousands of young people who don't choose to give insurance companies money when they're not likely to get sick or need much care. Obama and the Democrats enjoyed wide support from these young people. Will they still have it?

HereSince1628

(36,063 posts)
28. But those people are using the same decision making a corporation would...
Thu Jun 28, 2012, 04:41 PM
Jun 2012

For them the cost outweighs the benefit. Whatever else might be said about it it is completely rationale and understandable. Even getting more benefits than they might have paid for is exactly the standard that a corporation would attempt to secure for itself under any remotely similar circumstance.

The truth is just this. When a significant minority decide to play by the same rules used by the elite, it creates a serious problem with healthcare funding.

So, the solution is as it ALWAYS has been. If AVERAGE people want to do something to help themselves then AVERAGE people have to pay for that. And in this case, the average people sort of must include the 20-somethings who are in great health and the 50-somethings who are rejected from jobs and can't pay the price of health insurance because they have 'pre-existing' conditions.

I get this simple point...We are in this together, or we cannot be in this at all.

But that doesn't give me any confidence that the health related corporations won't figure out a way to suck even greater proportions of money out of average people



 

HiPointDem

(20,729 posts)
29. i was uninsured for a lot of my life. you never paid a dime for my care; i paid every penny out
Thu Jun 28, 2012, 04:43 PM
Jun 2012

of my own pocket, and at higher rates than you paid.

 

RBInMaine

(13,570 posts)
12. First, it won't go into effect for until 2014. Next, it is BS that they are "voluntarily" uninsured.
Thu Jun 28, 2012, 03:58 PM
Jun 2012

It is because they can't afford it. And if they are low income, they will get subsidized. Many may be college age type kids who don't realize they can get on their parents' plan until age 26. There will also be expanded Medicaid for those of very low income. So enough of this crap.

 

B2G

(9,766 posts)
17. It's not BS
Thu Jun 28, 2012, 04:03 PM
Jun 2012

I work with a lot of recent college grads and you'd be surprised how many of them forego insurance because they're young and don't think they need it. That's something for 'older people'...like a 401K. And just because they can, many parents aren't going to want to continue to subsidize their adult children's healthcare...especially when they have full time jobs with benefits and can purchase their own. Times are just as tough for parents.

sharp_stick

(14,400 posts)
13. Like the voluntarily uninsured usually do
Thu Jun 28, 2012, 03:58 PM
Jun 2012

they'll bitch and moan about "rights" and "liberty" until they, or someone in their family, has a heart attack or gets cancer and they realize that by being voluntarily uninsured they've pretty much relegated themselves into poverty or an early grave.

 

kestrel91316

(51,666 posts)
19. I guess I am one of those "voluntarily uninsured". I choose not to apply for medical insurance -
Thu Jun 28, 2012, 04:06 PM
Jun 2012

because I can't afford the premiums currently and don't like writing bad checks.

I don't think we have 18 million folks so wealthy that they would just write a check for any and all care they might require. But maybe we do. And if that's the case, they can suck it up and pay that piddly little penalty.

 

B2G

(9,766 posts)
22. That's fine, I think they should.
Thu Jun 28, 2012, 04:09 PM
Jun 2012

My question was around how those being forced to do so would vote in November. Because it's not an insignificant number of people.

Nevermind, I should have known better than to ask.

 

kestrel91316

(51,666 posts)
25. Easy question to answer. Look at their party affiliation. And assume that the white males in
Thu Jun 28, 2012, 04:21 PM
Jun 2012

the bunch will lean toward getting the black guy out of their white house, just like before the ruling.

ecstatic

(32,814 posts)
21. I was one of those for many years
Thu Jun 28, 2012, 04:08 PM
Jun 2012

and my SO is one now.

My take is that most uninsured people are worried that an unexpected medical emergency could pop up one day. My SO is not bitter and says he planned to get insurance at some point anyway. I think the ruling just pushes that transition along.

madrchsod

(58,162 posts)
27. you and your employer pay a mandated tax
Thu Jun 28, 2012, 04:35 PM
Jun 2012

medicare and social security are mandated taxes. when employers and employees figure out it`s cheaper to increase the existing tax to a certain percent it will be cheaper than the corporate policy they have now.

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