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XanaDUer2

(10,857 posts)
Wed Aug 9, 2023, 01:27 PM Aug 2023

One bad thing after another

First my expensive uninsured TMJ jaw problem and treatment. Then, not eligible for disability pension yet. Now, got a letter from insurance company hackers accessed customers' data. SS #, dob, Everything. I have 2 companies monitor my accounts, but I'm super pissed.

I need something good to happen. I'm staring down a 9600-dollar cc bill. I'm on SSDI.

I feel like I'm drowning

14 replies = new reply since forum marked as read
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One bad thing after another (Original Post) XanaDUer2 Aug 2023 OP
I don't know where you live, but every state should have offices that are CIL's. 1WorldHope Aug 2023 #1
Ty XanaDUer2 Aug 2023 #4
Time or a GoFundMe 3Hotdogs Aug 2023 #2
You know XanaDUer2 Aug 2023 #3
I am so sorry. LoisB Aug 2023 #5
TY very much XanaDUer2 Aug 2023 #6
I don't understand Medicare IbogaProject Aug 2023 #7
Thank you XanaDUer2 Aug 2023 #8
this is why mopinko Aug 2023 #11
We have to cover everyone IbogaProject Aug 2023 #13
not arguing universal care. arguing m4a isnt it. mopinko Aug 2023 #14
Hugggggggs. I wish that I had some helpful words or advice. I hope things niyad Aug 2023 #9
TY, niyad XanaDUer2 Aug 2023 #10
it's the helplessness you feel in a sitch like this. mopinko Aug 2023 #12

1WorldHope

(701 posts)
1. I don't know where you live, but every state should have offices that are CIL's.
Wed Aug 9, 2023, 02:05 PM
Aug 2023

Centers for Independent Living. They advocate for persons who have disabilities. They can be very helpful. Try googling CIL in your state.

XanaDUer2

(10,857 posts)
3. You know
Wed Aug 9, 2023, 02:08 PM
Aug 2023

Maybe it is. I see others here do them I've donated to other DUers when I was working. I've got a 10k bill staring me down.

I'm so ignorant about things like starting a GFM, frankly

IbogaProject

(2,858 posts)
7. I don't understand Medicare
Thu Aug 10, 2023, 12:10 PM
Aug 2023

How can an elder or someone declared disabled be expected to pay 20% of their health costs? And provider discounts are prohibited. I don't understand how anyone can think that makes sense. I'm sorry you're going through this. Keep us posted.

mopinko

(70,388 posts)
11. this is why
Sat Aug 12, 2023, 09:06 AM
Aug 2023

i developed a strong dislike for bernie. m4a is not something anyone asked for- a shitty system full of loopholes.
now, medicaid for all, i would have been fine w. in il, at least, it’s decent insurance.
a pet solution of mine for a long time is public buy in to medicaid. bring in a pool of healthy workers, buck up the system. win-win.

IbogaProject

(2,858 posts)
13. We have to cover everyone
Sat Aug 12, 2023, 09:00 PM
Aug 2023

At least citizens, and green card holders. Tourists can be covered by some kind of entrance fee. Hit anyone who employs undocumented migrants in a bid to evade OSHA etc.
Everyone needs to be covered all the time to move more care to business hours and to get savings from preventative care plus faster treatments before things get serious. Every actuarial estimate forecasts immediate savings that will grow after the transition period. The secondary effects like cheaper car insurance, lower workmans comp will help most people. I'm dreaming of some overnight ER shifts where they have to play cards or watch TV while on the clock in balance against the occasional busy times.

mopinko

(70,388 posts)
12. it's the helplessness you feel in a sitch like this.
Sat Aug 12, 2023, 09:30 AM
Aug 2023

i had a protracted rehab on my 2flat, bad contractors, no show contractors, and no rents. better part of last 2 yrs. but there’s nothing you can do but to wait, hope, and write the checks.
thankfully i know how this goes, and i made sure i got enough cash in my divorce to weather a storm like this. but it was barely enough.
i love that bldg, love my urban farm. i did the right thing- invested in it, improved it. absent the plague, it’s a great decision. but…
it’s a slow rolling going broke, and it just sucked me almost all the way down. even knowing it would all be fine in the end, which it was. esp the 2nd floor is just a gorgeous apt, and i have good tenants that are so happy to have it.

so many days all i could do was sit w it. and ruminate about what i was doing that was causing this bullshit. so much of it seemed to boil down to men who didnt want to work for a feisty old lady.

if i didnt have my dogs to hang onto, i dont think i would have made it through the last few yrs. my puppy is 10 mos old now, and starting to b a dog. she’s less of a weight in the back of my mind all day- does she need to go out? how long has she been in the crate? is it time to feed her? at this point, she’s finally just 1 of the pack.
she’s just the best and drags me toward being a better person. drags me outside on beautiful days. gets me to sit in the backyard and listen to the birds. gets me to take walks.
i promised her i’d do my best to be the person a pup like her deserves. i fall short often, but i still try.

on a decent path atm. health is settling down, been doing enough yoga that i notice the extra strength. finally got back into the healthcare system after all my docs retired and i had to b a new patient again. grr. still need to get w a new rheumie, but my new pcp assures me that both my shogrens, and my post-viral bullshit are better understood and taken more srsly than even a few yrs ago. at least we learned some shit in the plague.

my life has always been a roller coaster, but i think the worst part of being old is having to wonder if this valley is the last.


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