2016 Postmortem
Related: About this forumPost here if you or someone in your family has a pre-existing condition:
Me: Sjorgren's, asthma
Husband: cancer survivor
25 votes, 0 passes | Time left: Unlimited | |
Yep, someone in the family has a pre-existing condition | |
24 (96%) |
|
Nope , we're all amazingly healthy! | |
1 (4%) |
|
0 DU members did not wish to select any of the options provided. | |
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Disclaimer: This is an Internet poll |
avaistheone1
(14,626 posts)we got heart disease in the family, high blood pressure, diabetes, fibroids.....
tularetom
(23,664 posts)Windy
(5,944 posts)and surgery....
demwing
(16,916 posts)We all have a critical, terminal condition called "Life."
The VAST majority of us will get sick, all of us will die.
jenmito
(37,326 posts)kaiden
(1,314 posts)Last year, when he was eight, MRIs taken at Children's Hospital in Denver discovered that he had been born without carotid arteries.
Staph
(6,258 posts)It's shared by my mother, my sisters and nieces. We're all female. According to the insurance companies, that's a pre-existing condition that
requires a higher insurance premium.
Journeyman
(15,047 posts)Though easily correctable by surgery, insurance didn't want to pay to fix her birth defect because it was "pre-existing." Facetiously, I asked if we'd missed filling out the permission slip to get pregnant, as that's the only way we could have prepared the insurance company for her existence.
Ultimately, I had to involve a lawyer to get the insurance company to make good on the coverage I had paid into for over 12 years.
kestrel91316
(51,666 posts)because heaven only knows what basic screening tests might uncover. So my application never gets fully processed - I tried and got endless runaround.
I just need to hang on and keep praying until 2014 when the subsidies will make it affordable for me. The high-risk pool is way beyond my budget right now.
Oh, and I have a couple of skin lesions that are probably pre-cancerous. That's a deal killer.
riverwalker
(8,694 posts)all illness is pre-existing, either a genetic proclivity, or latent opportunist microbes, we are all born with a weakness of some sort or another that in time, under the right conditions, will become an illness. The line between existing and pre-existing always seemed pretty vague to me.
xxqqqzme
(14,887 posts)exists because a guy slammed into the back of a car. I just happened to be sitting in the back seat when he did it. There was no illness, there were no genetics involved. I instantly became a 'high risk' because some fool couldn't control his car in the rain.
Beaverhausen
(24,476 posts)good luck getting us covered with my job at a big multi-national corporation.
musicblind
(4,486 posts)OCD Diagnosis, Skin Cancer, and the list goes on.
I'd say this is a pretty good ruling for my family. I KNOW this is a good ruling for me.
otohara
(24,135 posts)had it my whole life, became a pre-existing condition in 1993
livetohike
(22,172 posts)(although I haven't had a migraine since 2007). Five more years and I will have Medicare, but for now I pay at a higher rate than my husband. We are self insured.
demtenjeep
(31,997 posts)major
CBHagman
(16,994 posts)Several of us, in fact.
truebrit71
(20,805 posts)..
fizzgig
(24,146 posts)she's been uninsured for a couple years and i worry about her
CTyankee
(63,927 posts)to the fact that at age 4 he wore glasses.
I am so relieved! His parents are struggling financially and have no employment related health care. This is a godsend...
Brigid
(17,621 posts)As far as I can determine, I will have to wait until 2014 for coverage, since I am not employed right now.
Rhiannon12866
(207,016 posts)And my brother may have a pre-existing condition, but won't know unless he has tests to find out.
baldguy
(36,649 posts)meow2u3
(24,778 posts)a perinatal stroke and ADHD.
I also came down with diabetes and high blood pressure 5 years ago.
Fortunately, I have Medicare.
Wounded Bear
(58,797 posts)Not necessarily life threatening in the short term, but debilitating and life threatening in the long term.
CanonRay
(14,148 posts)also my brother, Melanoma survivor.
RKP5637
(67,112 posts)hasn't been diagnosed, yet ...
1StrongBlackMan
(31,849 posts)We have three people with pre-existing conditions, some of us more than one.
Drale
(7,932 posts)but my family has a genetic knee disorder. My did and my uncle have been had knee surgeries and my grandfather has it do but never had surgery and I am starting to feel it in my knees and I'm only 24. I have no idea what it is called so please don't ask lol. Also is insanity a pre-existing condition? If so then everyone in my family has that.
turntxblue
(80 posts)My husband has multiple sclerosis and is in the TX pool for those who can't get insurance---but it is expensive. My 21 yr. old son and I have a joint policy, but my insurance company told me they would never pay for anything that involved my left shoulder, as I once had frozen shoulder. My insurance never paid anything on my shoulder at the time, as my deductible was around $5000. Therefore, I opted to pay $25 for a download of physical therapy exercises to do at home, rather than spend hundreds, if not thousands on physical therapy. I now have full mobility, no pain, and full recovery. Still, they won't insure my left shoulder.
All this information is from a conversation with them (Blue Cross Blue Shield) prior to passage of the ACA, so I'm assuming it will change--if it hasn't already.
SaveOurDemocracy
(4,400 posts)needmoreammo
(3 posts)I voted no even though the poll itself is erroneous. A pre-existing condition is a legal term for insurance providers to draw a line on what to cover under your basic health plan. So the "no" part of the poll shouldn't ask if we're all healthy but rather if our health plan covers what a basic wouldn't under the condition "pre-existing".
So I voted no, but then our health plan is above average so there's not much that is excluded.
Yes I pay for it, and no I don't think its my right to have it.
uppityperson
(115,681 posts)Not extended coverage, but basic?