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In reply to the discussion: How many credit cards do you have? [View all]roamer65
(36,749 posts)13. About 5 or 6.
Given the MASSIVE amount of identity theft nowadays, I NEVER EVER use debit cards. I would much rather lose a credit card number in a data breach than a debit card one.
When its your money stolen, the banks dont give a shit. When its their money stolen, they certainly DO care more MUCH MORE even to the point of having fraud protection on their credit cards.
Plus if I ever have to file bankruptcy, unsecured credit card is usually right there along with medical bills for heavy write off.
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Fair point, but the Nigerian bank I'm in touch with says not to reveal it...
brooklynite
Jul 2021
#3
I've lost track, but only one has a balance and that's paid off in full every month. Most are
Vinca
Jul 2021
#7
Thanks. I appreciate the information. Never thought I'd be penalized by the credit reporting
Vinca
Jul 2021
#34