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In reply to the discussion: How many credit cards do you have? [View all]GulfCoast66
(11,949 posts)32. We have 3. One we never use and should cancel.
One from our credit union we charge maybe $100 dollars a month.
And one that pays every bill we have which we pay off. It costs us $450 a year, but we get $300 a year free travel and meals covered. Pays for our Global traveler pass and the concierge service is worth its weigh in gold. Has got me reservations in France, Italy and Germany. Call them up. Ask for a reservation on a day and time and within hours they come through. I guess that would work domestically but never tried.
Plus travel insurance and all that jazz. Discounts on car rentals and hotels. And more.
Best part is we earn enough rewards to have free flights to Europe every year. Because of Covid we can afford to go business class next time if we choose.
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Fair point, but the Nigerian bank I'm in touch with says not to reveal it...
brooklynite
Jul 2021
#3
I've lost track, but only one has a balance and that's paid off in full every month. Most are
Vinca
Jul 2021
#7
Thanks. I appreciate the information. Never thought I'd be penalized by the credit reporting
Vinca
Jul 2021
#34