General Discussion

They are contrary to my personal spiritual beliefs.

I've seen too many young people borrow their way into lives of permanent indentured servitude by accumulating massive debt to credit card corporations. They should be illegal. Yes, some people can use them wisely, but the pain and destruction they cause to innocent people's lives is not worth the small convenience they bring the more prudent among us.

Credit agencies, such as Experian, and their "credit scores" should also be illegal. As private corporate entities, they have no right to invade our privacy by having the power to freely access our personal information, and subsequently be used by our government and various private commercial entities as a source used to identify us. Our Social Security Numbers are enough for that purpose, thank you very much.

"You load 16 Tons, and what do you get? Another day older and deeper and debt. St. Peter don't you call me because I can't go, I owe my soul to the company store." - Merle Travis

Cut the card. Live free and prosper.