Reply #2: this is way more than california [View All]

i could not get insurance for the same reason even though i'm a thin non-smoker, if you're a woman over 40 you're getting older and they're afraid you'll get a hysterectomy on their dime, if you're a woman under 40, then you might get pregnant

insurers really would rather not cover private individuals at all unless they are very, very wealthy and can pay excessively high premiums

i would not tell ANYONE to be self-employed today, "consultant" may sound cool on your resume, but you will be destroyed financially the first time you are in an accident or get a serious illness


no one should voluntarily leave a job with health benefits unless it's for another job with health benefits, you will have lasting regrets as you are not going to be the next bill gates, that is just playing the lottery with your family's finances and your own health

the american dream of upward mobility through innovation is dead, i tell everyone based on my own bitter experience that you must NEVER give up that good job w. health benefits, no matter how intolerable they try to make it to encourage you to "quit" once you're over 40