Reply #46: Please Addess This Question [View All]

Since you know what insurance is, and SS is an insurance program, if after 30 years of paying premiums for your home, you never have a claim, never have any substantial damage, do you expect your money back?

What if, at one point in time, a large branch came down and damaged your roof and gutters? Insurance pays for the $1000 repair after you pay the first $100. Now after 30 years, and you've paid $14,000 in premiums, and only received $900, do you think the insurance company owes you $13,100? With interest?

I would hope you don't, because you'd be living in a dream world if you think you get that money back just because you didn't need it earlier.
The Professor