Reply #9: After my cast was removed... [View All]

...I had to go back into Physical Therapy. The Physical Therapist needed to approve my visits through both the no-fault insurance company that is supposed to pay for everything related to the accident, and my own insurance, in case we reach the cap on the no-fault. They told me that in order to have my insrance company approve the visits, my doctors office had to call them. My doctors office told me that they're prohibited bt law to call my insurance company until I reach the cap on the no fault. I'm nowhere near reaching the cap on the no fault. After getting the run around for over 2 weeks, I had to go to another physical therapist and lie about having my own insurance in order to get the therapy I need.

BTW, I pay over $200 per month to insure my husband and myself. My employer pays about $600 per month to insure us.

How are businesses supposed to pay $400-$600 per month per employee and keep their doors open. We've had 2 hiring freezes, a wage freeze and a raise cap in the past 3 years mostly because of the cost of benefits.