Reply #24: I have been very fortunate this time.... [View All]

I got in to the overseas market 4 years ago (when prices were low) and I have indexed funds, so I need sun glasses when I open my 403B statement. I think I will let this amount ride and stopped contributing. I recently started a Roth-and that will be my vehicle for a while.

I am very fortunate to have a defined benefit pension plan so I am doing well. I am eligible to retire with full benefits in 4-5 years. I hope to be debt free in 2-3 years and cannot wait. That will truly allow me to catch up on my retirement savings. I have a fairly secure job I like and am only 53 so I can work for some time at my job and squirrel away for my retirement..

This is the second time I have built up my retirement. I went through some hard times earlier and had to use my retirement saving (it was a true starvation case) but I was young enough to retool myself and I made a good choice. I do not take my blessings for granted.