Reply #5: I Have 4 Credit Cards... [View All]

Credit Card #1 is a Chase Stockback Mastercard. Pays 1% cash(*) rebate on every purchase from first dollar. I mostly use this card.

Credit Card #2 is an AOPA Mastercard that provides 5% cash back on aviation fuel and related purchases. (I expect most people don't need such a card! :-))

Credit Card #3 is a Discover Card. Major Chicago-area supermarkets let you charge $50 over the purchase amount on this card, to get some petty cash. The card has up to a 1% rebate, although it's not as attractive as the Chase card.

Credit Card #4 is an American Express card that my employer requires me to use for business travel.

My ATM card is a Visa debit card, although I don't use that except for one grocery store that takes debit (but not credit) cards.

I pay all balances, in full, every month, via the issuers' web sites.

I phoned 888-5-OPT-OUT to remove my name from credit card solicitation lists so that I don't get lots of credit card applications in the mail.

(*)I recommend the cash option, not the mutual fund option, for this card.