Reply #9: Return on investment [View All]

They keep saying that people will get a higher return on their investment, but how can this be? One person said that people get back about 4 times what they pay in on average, another said people only pay for about the first 7 years of their retirement and after that it just comes out of the system. They now talk about this investment people will have that will allow them to leave something to their children. I'm not a financial wizard,but none of this adds up to me? Medicare for sure isn't really paid for by the person paying in - will that be a health savings account and no more health care after you exhaust what you have actually paid for? I don't think the public realizes that they really are getting more than just what they themselves have put in? Why couldn't the wealthy forgo all of this as they don't need to be on a social program. They get back only what they pay in, not deplete the system for what they don't really need?