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Reply #35: First the Credits don't help if I don't get it every month, for the entire premium... [View All]

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Home » Discuss » Archives » General Discussion: Presidential (Through Nov 2009) Donate to DU
Solon Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Sep-17-07 04:26 PM
Response to Reply #34
35. First the Credits don't help if I don't get it every month, for the entire premium...
In addition to some way to pay for the deductible and catastrophic, in addition to drugs. Hell, my Dad makes over 50k a year, and my parents are now living literally paycheck to paycheck because of my Dad's stroke last year. He's still working, about a decade and a half from retirement, and has insurance. The Deducts and co-pays are literally killing them. Not to mention my Mom's medical needs. Its not like they live extravagantly either, in a 40 year old home with a single car that is 20 years old, they are "making it" barely, yet wouldn't qualify for Medicaid.

I'd have to see details on the public plan before I can be even remotely convinced. It would have to have NO DEDUCTS OR CO-PAYS, nor should it be that expensive per month, preferably FAR less than the cheapest insurance companies, preferably so cheap you could scrounge up change from the couch to pay for it. This isn't a choice between being destitute or not, its a choice as to what is ACTUALLY affordable, especially when things go wrong.

The only positive in this plan is that it MAY cover me, see, I need fixing, surgery to be exact, and have no insurance to pay for it. Being a single, childless, male, I'm screwed, basically. If the Medicaid plan actually will cover me, without too many qualifications(I have 10 bucks to my name), then that would be good. However, I'm loathe to sign on to a plan that would leave my parents out in the cold.
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