Reply #29: I have great insurance! [View All]

Everybody says so. My dentist said so, this summer, while I was forking over $500, my copay for an exam and a tooth cleaning.

My optometrist said so, as I forked over another $200 for the new pair of glasses I've needed for a few years; my copay.

My gp and naturopath said so, as I forked over another $400 for blood tests not covered, another $65 for a blood tester not covered, about $600 a month for some medical food and supplements not covered, and now another $125 a month for some medicines not covered. Plus another $25 a month in copays for visits to monitor my progress.

No wonder I ran out of money for basics long before the first check of the new school year came in.

I ran out of cash for the great deals I get on the pap smear, the mammogram, and the dermatologist looking at those morphing freckles. I ran out of cash for the 3rd year in a row; I guess these things can wait one more year, right?

Even those of us with great private insurance find ourselves on waiting lists; I put some needed maintenance and care on a waiting list for funding all the copays. I'm already paying out a chunk every month for the insurance itself, just for the privilege to pay more copays.