Reply #3: Hospital Bills [View All]

This varies, but many times hospital bills can be negotiated down by the poor that are uninsured, because the hospital would rather be able to collect something rather than nothing. But at best this is a haphazard approach, and depends on the luck of the draw.

The people that are really screwed now are the uninsurable, those that CANNOT get insurance at all due to health conditions, but who are middle income wage earners. For them, the hospital will not discount the fees.

This has led to the devolopment of non insurance insurance--you pay some third party to get the same discounts as the insured, without having insurance. This is all a ridiculous waste of resources.

Going to read the article now. Thanks for posting.

BTW I hope this spreads to labs too. Then uninsured often pay about quadruple the amount that the insurance companies pay.