Reply #70: Drivers never do [View All]

but cause the vast majority of car/MC accidents.

The problem with your approach is determining how much a helmet would have prevented injury. Damn near impossible to do. Then there are the classic police reports saying that the a helmet would have prevented lessened injuries when the rider was cut in half by a guard rail...

To stay with your approach, there would also be "if he had a better helmet" argument. For example, if the MC rider you made the improper left turn in front of was wearing a 3/4 helmet and had facial injuries, would you want to escape paying for them since he was not wearing a full face?

Read up on the egg shell skull legal theory. If you are at fault, you/your insurance company is paying.