2. It's hard work to predict what the simple folk will do
when you're separated from the details of what they confront on a daily basis by staff.
These oracles of finance have people to gas the car, do the laundry, shop for food and cook it for them. While they might notice that the household budget has to be increased almost monthly, it's such a tiny part of their overall expenses that they completely miss the kind of effect it has on people who earn less than a twentieth of what they take home.
This is the endgame. People will amass debt until servicing that debt every month eats up the whole paycheck and then the system will simply collapse completely.
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