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"Because you make no monthly payments, the amount you owe grows larger over time. As your debt grows larger, the amount of cash you would have left after selling and paying off the loan (your "equity") generally grows smaller."
This amount can never grow to more than the house is worth but it can suck up the full value of the home. If you have an uncovered medical expense and no other assets, I could see possibly doing it. Since you get to live in the home until death (you still have to pay property taxes, insurance, and repairs and failure to pay could make the loan due immediately) it's not a bad idea to consider later in life (80+).
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