Reply #74: Also try a credit union ... [View All]

...while they still charge fees for overdrafts and other things, you can actually go to one of their meetings where you are a VOTING MEMBER and can give your proposals and 2 cents. Their debit cards and checking is often free. If they have fees, they are usually MUCH less than a commercial bank. They are usually small and often quite willing to work with you about those overdrafts, at least my credit union is.

You do need a real bank account, because often it is your "other ID", and (I am not making this up) some stores are not even taking cash anymore. Take it from a low wage worker, former TANF and GA recipient, I have found the food card is not enough.

Hope this helps ...

Cat in Seattle