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I'm 46 years old, which puts me at the trailing edge of the "baby boomers". At one point in my life, I became what's known as "house rich and cash poor". This nearly destroyed me. I'm not part of the ranks of "professionals". I am a highly skilled blue collar worker (machinist). Before that, I had a couple of other occupations. As for education, I never went past an associates degree. Lot's of self-education beyond that. Many people in my circle are professionals: legal, engineering, etc. Most of them are no better off than I am, outside of having been able to afford better vacations, cars, and toys. Salary-wise, I've never gotten near six figures. I currently earn $55,0000 per year, and that takes 10-20 hours of overtime per week to attain. I'm aware that many people live on much less than that, so don't take this as whining. I'm grateful for what I have. It also took a long time to reach that kind of salary. Many years of busting my ass for it. My first wife is a registered nurse, and she was always a "keep up with the Joneses-type". We lived in a home that we had no business buying. We were able to purchase the home, but had little money left after paying for it and maintaining it. All I saw was a money drain; all she saw was "the right house, in the right neighborhood, with the right kind of neighbors". This situation finally drove me nuts, and I laid it on the line. I told her we had to do the right thing, and get out from under this "house slavery". She didn't agree, so we split up. In the divorce, she couldn't afford to buy me out, so the house had to be sold. Luckily, the value of this home had risen to a point where a profit was turned by it's sale. I finally got to go back to being the real me. I enjoy a lot of things that most "blue collar" people don't: art, music, literature. I am not a NASCAR dude. Not that there's anything wrong with that! My point is, I now have the resources(time and MONEY) freed up to enjoy the life I want. My life is very simple now. I'm married to a wonderful woman who is just like me. We have a simple home in a small city on the outskirts of Chicagoland. We have great neighbors. We have energy efficient autos. We garden most of the vegetables we eat. We travel. We donate time and money to helpful social causes. Most importantly, even though we will probably never be extremely wealthy, we will probably never be broke! We are VERY HAPPY!
The whole point of my rant is this: it took me a long time to learn that this superficial "American Dream" that we are always being sold is not necessarily all it's cracked up to be. I say to you folks that are now in your twenties--create a life that is enjoyable. Don't get into a situation where your work day begins after you get home from work!
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