Democratic Underground Latest Greatest Lobby Journals Search Options Help Login
Google

Need Advice re Debt Collection Dispute

Printer-friendly format Printer-friendly format
Printer-friendly format Email this thread to a friend
Printer-friendly format Bookmark this thread
This topic is archived.
Home » Discuss » The DU Lounge Donate to DU
 
Yavin4 Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-22-05 12:37 PM
Original message
Need Advice re Debt Collection Dispute
Two months ago, I got a letter from a collection attorney about an overdue debt. Thing is, it was for a credit card that I never owned. So, two weeks later, I sent a dispute letter to this collection agent and asked them to verify the debt. A month goes by and I heard nothing from them. One month ago, I sent a follow-up letter stating that the 30-day period for them to verify the debt had elapsed, and as such, I consider this debt to be invalid. Also, I demanded that they remove the debt from my credit report. I even sent a statement to the credit reporting agency saying that the debt was invalid and that the collection agent had not sent me any verification.

As of today, I have not received any further correspondences nor communication from the collection agent about this debt. However, the debt is still on my credit report. What is my next step?
Printer Friendly | Permalink |  | Top
Wcross Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-22-05 01:24 PM
Response to Original message
1. Ask at this forum.
http://forum.freeadvice.com/

It has a section regarding debt collection.
Printer Friendly | Permalink |  | Top
 
DU AdBot (1000+ posts) Click to send private message to this author Click to view 
this author's profile Click to add 
this author to your buddy list Click to add 
this author to your Ignore list Sat May 11th 2024, 03:00 PM
Response to Original message
Advertisements [?]
 Top

Home » Discuss » The DU Lounge Donate to DU

Powered by DCForum+ Version 1.1 Copyright 1997-2002 DCScripts.com
Software has been extensively modified by the DU administrators


Important Notices: By participating on this discussion board, visitors agree to abide by the rules outlined on our Rules page. Messages posted on the Democratic Underground Discussion Forums are the opinions of the individuals who post them, and do not necessarily represent the opinions of Democratic Underground, LLC.

Home  |  Discussion Forums  |  Journals |  Store  |  Donate

About DU  |  Contact Us  |  Privacy Policy

Got a message for Democratic Underground? Click here to send us a message.

© 2001 - 2011 Democratic Underground, LLC