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My New Credit Card informed me of my annual 59$ fee, after I...

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usregimechange Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Dec-28-05 04:22 PM
Original message
My New Credit Card informed me of my annual 59$ fee, after I...
had applied of course. I guess I missed the fine print. I am sure that once I add up the adjusted percentage rate, the gold with white trim percentage rate, and the variable percentage rate I will continue my quest to make other people money while I can't afford a physical at the doctor's office which I don't have because I have no insurance. Of course my employer won't pay for said physical, that is required for my job, with my doctor that I don't have. My employer offers no benefits because I went to three colleges in seven years to simply pay interest on student loans. Conclusion:

I exist for the sole purpose of making other people money. That is the fucking American dream!
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LSK Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Dec-28-05 04:25 PM
Response to Original message
1. so $59 a year even if you never use it???
:wtf:
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usregimechange Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Dec-28-05 04:26 PM
Response to Reply #1
3. I have to pay it next month and I just applied for the card.
I need the card to pay bills. It is a good thing my car is running and I don't have cancer.
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ET Awful Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Dec-28-05 04:26 PM
Response to Original message
2. Uniquely American isn't it?
or something like that.
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RevCheesehead Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Dec-28-05 04:30 PM
Response to Original message
4. Call them up and tell them to cancel it.
They'll probably give you a waiver on the annual fee. Then do the same thing next year.

I did this with a card I got solely for church purposes. When i called to cancel, they were desperate to keep my business, so they said "we can waive the fee for you."
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usregimechange Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Dec-28-05 04:32 PM
Response to Reply #4
5. But what if they say ok, and than I can't pay my phone bill?
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RevCheesehead Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Dec-28-05 04:34 PM
Response to Reply #5
6. Trust me, they won't.
I'm 99% certain of it.
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