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Edited on Wed Sep-12-07 01:42 PM by Orrex
:rant:
I'm currently in default on my loan because my extravagant lifestyle of jet-setting and hob-knobbing leaves me no loose cash for such trifles as the repayment of student loans.
Well, no. In fact I'm the sole source of income for a family of four, and every payday is a terrifying thrill-ride of budgetary agility so complex and intricate that it makes DNA look like nothing more than a string of three-letter words by comparison.
Last year my lender notified me that I had to start paying $340 per month to get myself out of default.
"I can't afford to give you $340 per month," I said.
"No problem," said the lender. "In that case we'll just take it from you."
So here it is ten months (and $3400) later, and I've been working for the past two months to be shifted from the "default" category to "rehabilitated," the latter of which would allow me to consolidate my loans and thereafter defer them for a little longer in hope of achieving greater financial stability in the meantime.
In mid August I was notified that the auto-debit from my checking account would be suspended for one month if I sent in a certain letter. I did so, and two additional payments have been debited since that time.
When I called today, I got a smart-mouthed asshole on the phone who was argumentative and frankly unwilling to give me any useful information. No fewer than ten times (and, yes, I counted them) he said "I don't know what else to tell you," as if he'd told me anything at all by that time.
I asked to speak with his manager, and he told me that supervisors don't take direct calls. He could notify a supervisor of my request, and the supervisor would decide whether or not my request merits further contact.
What the fuck? I'm not some deadbeat sitting on a million-dollar nest egg and thumbing my nose at Sallie Mae! I'm employed full time and busting my ass just to keep a roof over my family's head and food on the table.
If Hell hasn't opened a new circle just for these predatory assholes, then there is truly no justice in the universe.
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