I have been paying $360 a month for the priveledge of keeping my decent health insurance from my last perm job that I left last December. Well in the year I have been doing it my old company has changed carriers of COBRA twice and both times, I have gotten lost..ie my health carrier considers me not covered. The first time was bad enough because I didn't know where to send my payments. This time I have been sending my fucking payments in, yet since the end of Sept (when the carrier switched) I have been considered "not covered". Yet LAST month I got my prescription meds no fuss at all. Yet this month United Health Care says I am not covered?!:wtf: On top of that I have a chronic disease and I have an appointment with my hematologist on Tuesday. I can't afford to go if I don'thave insurance. AAAGH! I know that I have to get in touch with my old employer but I was not happy shelling out $230 that I did not expect when I am on a tight monetary budget at the moment... I think insurance companies are blood sucking leeches and incompetant to boot.:grr: :grr: :grr: :grr:
I sent in premiums to a former employer only to have my claim denied. I made a few calls and wrote some letters and it got resolved, but still. How hard is it to keep up with someone making payments?
3. that particuar thing isn't the insurance company's fault
it's probably your insurance administrator. Probably someone in your HR department who dropped the ball. They're the ones who give the new insurance company the names of the insured.
Call THEM. And they should handle ALL the phone calls, etc to get you reinstated ASAP. They (should) have specific contacts that handle the corporate account that will get things done without all the bs.
It's a wonder any of those people are skilled enough to keep a roof over their heads. No sense of urgency at all. Whatever power has been given an HR dept. needs to be taken away. They don't even shuffle the paperwork well enough at times, let alone have the wherewithall to actually screen applicants for technical positions.
I get my 90-day review at my new job at the beginning of December. Hopefully at that time I'll get to hop onto the coverage at my new job and stop paying through the nose. x(
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