I just checked my credit reports, and got sort of a WTF moment.

I checked all three credit bureaux. Two of 'em have me in the "good" range, within 4 points of each other. The other one is 100 points lower--yes, one hundred points. And has something in a note about "serious delinquencies". But the details don't show serious delinquencies. All my accounts are current, I show one payment over 30 days (my bad, I admit, but just one)a few months ago. Other than that, things seem fine. I checked it because I got a letter from one of my credit card companies saying they were closing my account because I hadn't used the card in a long time (it's true, I don't use credit much), and because one of the bureaus showed "serious delinquencies" on my report. So, I took a look.

I'm really pissed about this, and contacted the credit bureau for an explanation. My credit isn't spotless, I know. But the worst of my problems happened at the time of my divorce and are all off my reports now (I was divorced 9 years ago). And two bureaus think I have good credit. So, what's wrong with this one?! I'm hoping there hasn't been more identity theft, but there's no sign of that on the report.

Thanks for letting me rant.

Critters

I would be seriously freaked out until I got that figured out. I HATE not knowing things! Fingers crossed for you that it's some kind of easy-to-fix error. :hug:

any delinquencies. And I'm not in need of any major credit, so I have time to figure this out. But I an annoyed that they might tell creditors that I have a delinquency when there isn't one on my report. I want it straightened out, but I'm more pissed than freaked out.

The Porsche I bought last month.............:rofl: :rofl:


:hi:

Hope you get it fixed, they can be nasties.....:hi:

Say "hi " to the repo man for me. :hi: