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MonkeyFunk Donating Member (1000+ posts) Send PM | Profile | Ignore Mon May-05-08 09:47 AM
Original message
Where can I get a free credit report?
Geez, you think there'd be some way to let people know how.
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terrya Donating Member (1000+ posts) Send PM | Profile | Ignore Mon May-05-08 09:56 AM
Response to Original message
1. Yeah, that is a difficult search.
Almost as difficult as trying to search online for penis enlargement.
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Zuiderelle Donating Member (1000+ posts) Send PM | Profile | Ignore Mon May-05-08 09:58 AM
Response to Original message
2. F - R - E - E that spells "free"
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racaulk Donating Member (1000+ posts) Send PM | Profile | Ignore Mon May-05-08 12:49 PM
Response to Reply #2
12. Credit report dot com, baybee...
Edited on Mon May-05-08 12:54 PM by racaulk
I HATE those commercials! I get that earworm stuck in my head every time I see one! AAARRRGGGHHH!!!!!

:mad:

On edit: http://www.youtube.com/watch?v=HksXMVhxdxY
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pokerfan Donating Member (1000+ posts) Send PM | Profile | Ignore Mon May-05-08 01:18 PM
Response to Reply #2
13. M-O-O-N, that spells 'Free'
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MonkeyFunk Donating Member (1000+ posts) Send PM | Profile | Ignore Mon May-05-08 01:30 PM
Response to Reply #13
14. I don't get it
:shrug:
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pokerfan Donating Member (1000+ posts) Send PM | Profile | Ignore Mon May-05-08 02:28 PM
Response to Reply #14
15. It's a Stephen King reference
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MonkeyFunk Donating Member (1000+ posts) Send PM | Profile | Ignore Mon May-05-08 02:30 PM
Response to Reply #15
16. but what's the reference?
The only King I ever read was Salem's Lot over 30 years ago.
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terrya Donating Member (1000+ posts) Send PM | Profile | Ignore Mon May-05-08 02:35 PM
Response to Reply #16
17. It's from "The Stand"
Tom Cullen, one of the people on the good side (the Mother Abagail side) said that a lot in the book.

Why the hell I'm remembering this now is a complete mystery. I last read that thing in high school...
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pokerfan Donating Member (1000+ posts) Send PM | Profile | Ignore Mon May-05-08 02:37 PM
Response to Reply #16
18. In 'The Stand'
one of the characters is illiterate and believes that everything is spelled M-O-O-N.
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Gormy Cuss Donating Member (1000+ posts) Send PM | Profile | Ignore Mon May-05-08 09:59 AM
Response to Original message
3. Send me your SSN and I'll get a free copy for you. n/t
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Bill McBlueState Donating Member (1000+ posts) Send PM | Profile | Ignore Mon May-05-08 10:07 AM
Response to Original message
4. annualcreditreport.com
https://www.annualcreditreport.com/cra/index.jsp

This is the only one that's actually free. The site is the result of federal legislation requiring each of the three main companies to give you one free report per year, no strings attached.

I check a different report every four months. That way, I see each company's report once a year, and I can keep a fairly close eye on things.
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IronLionZion Donating Member (1000+ posts) Send PM | Profile | Ignore Mon May-05-08 11:39 AM
Response to Reply #4
7. -----------What he said
annualcreditreport is the real one that is free.

freecreditreport.com are a bunch of crooks and liars. that's why they advertise so much. It's not free. It's as Orwellian as the "Clear Skies Act".
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RebelOne Donating Member (1000+ posts) Send PM | Profile | Ignore Mon May-05-08 11:52 AM
Response to Reply #4
9. Clark Howard, the consumer guru recommends
annualcreditreport.com. But you will have to pay to get your score.

http://clarkhoward.com/shownotes/category/7/42/
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Dr. Strange Donating Member (1000+ posts) Send PM | Profile | Ignore Mon May-05-08 10:14 AM
Response to Original message
5. What do you want? Some kind of rap?
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ET Awful Donating Member (1000+ posts) Send PM | Profile | Ignore Mon May-05-08 10:22 AM
Response to Original message
6. If you're serious, go here:
http://creditboards.com/forums/index.php?showtopic=242892

If not, then read the other replies :P
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JVS Donating Member (1000+ posts) Send PM | Profile | Ignore Mon May-05-08 11:41 AM
Response to Original message
8. Send me your soc. and credit card numbers, I'll let you know how it rates.
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MonkeyFunk Donating Member (1000+ posts) Send PM | Profile | Ignore Mon May-05-08 12:38 PM
Response to Reply #8
10. No
you're the type to laugh at my posse. :mad:
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Midlodemocrat Donating Member (1000+ posts) Send PM | Profile | Ignore Mon May-05-08 12:39 PM
Response to Original message
11. PM me your address and I'll send you mine.
That's what you meant, right?
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Miss Carly Donating Member (296 posts) Send PM | Profile | Ignore Mon May-05-08 02:39 PM
Response to Original message
19. go to your local credit bureau, you are entitled to a free credit report every year
Carly
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LynneSin Donating Member (1000+ posts) Send PM | Profile | Ignore Mon May-05-08 02:45 PM
Response to Original message
20. I know there is a link on the Delaware state home page where I can get my free yearly credit report
I would check on your state's website - that way you know you're getting the free one!
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SacredCow Donating Member (1000+ posts) Send PM | Profile | Ignore Mon May-05-08 02:53 PM
Response to Original message
21. If you have a credit card and have signed up for the online account access...
many of them keep a running tally of your credit score. It's not a full report, but it might be enough depending on what your needs are.
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