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Liberal_in_LA (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 02:29 PM Original message |
Suddenly, bank account was gone |
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Blue_Tires (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 02:32 PM Response to Original message |
1. Good to see the bankers haven't run out of ways to be douchebags... |
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KansDem (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 02:33 PM Response to Original message |
2. Man, I am so glad we bailed out the banks! |
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Fire1 (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 02:41 PM Response to Reply #2 |
6. I know the people in Athens Greece are laughing their asses |
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upi402 (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 02:36 PM Response to Original message |
3. OMG, I'll withdraw my Wells Fargo account tomorrow |
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Lochloosa (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 02:57 PM Response to Reply #3 |
19. Go here and find out the best in your area |
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DURHAM D (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 03:27 PM Response to Reply #19 |
32. Thanks but those are mostly online banks. nt |
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dixiegrrrrl (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 05:23 PM Response to Reply #32 |
58. Uh, no , bankrate is for ALL bank ratings. |
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DURHAM D (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 08:25 PM Response to Reply #58 |
65. Everything listed in my area was an online institution. |
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Cal Carpenter (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 12:10 PM Response to Reply #3 |
95. According to the article (near the end) |
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Hassin Bin Sober (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 01:31 PM Response to Reply #3 |
113. Don't think a credit union wouldn't do the same to you. |
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Lance_Boyle (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 02:39 PM Response to Original message |
4. Instead of buying stuff at a pet store they should have been |
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Liberal_in_LA (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 02:43 PM Response to Reply #4 |
8. She says that the student loan wasn't due yet, she was still in her 6 month grace period |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 03:22 PM Response to Reply #8 |
29. Nope read again. By her own dates she was 6 month over due when bank took funds. |
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HALO141 (425 posts) Send PM | Profile | Ignore | Wed May-05-10 03:39 PM Response to Reply #29 |
38. Well.... She was 2 months overdue, taking into account the 6-month grace period. |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 03:43 PM Response to Reply #38 |
42. No she was 6 months overdue even if you accept her dates as gospel. |
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HALO141 (425 posts) Send PM | Profile | Ignore | Wed May-05-10 03:57 PM Response to Reply #42 |
50. Obviously, we're not counting it the same way. |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 04:02 PM Response to Reply #50 |
51. Could be right. I assimed 90/180 days deliquent because usually those are magic numbers in finance. |
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LanternWaste (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 04:18 PM Response to Reply #51 |
54. But other than all of that-- spot on! |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 06:53 PM Response to Reply #54 |
62. Once again for the reading impared 90/180 is most likely but even if you take most conservative.. |
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LanternWaste (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 09:22 AM Response to Reply #62 |
79. As I said... spot on. |
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caseymoz (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 12:20 PM Response to Reply #62 |
97. Question is not whether it's smart or stupid. |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 01:23 PM Response to Reply #97 |
107. It is called loss mitigation. |
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caseymoz (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 03:24 PM Response to Reply #107 |
116. But again, you're arguing about whether it was smart for the couple. |
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Name removed (0 posts) Send PM | Profile | Ignore | Thu May-06-10 01:25 PM Response to Reply #8 |
109. Deleted message |
Name removed (0 posts) Send PM | Profile | Ignore | Wed May-05-10 02:44 PM Response to Reply #4 |
9. Deleted message |
Name removed (0 posts) Send PM | Profile | Ignore | Wed May-05-10 02:45 PM Response to Reply #4 |
10. Deleted message |
Gormy Cuss (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 02:48 PM Response to Reply #4 |
11. It pays to read the link |
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Commie Pinko Dirtbag (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 02:51 PM Response to Reply #11 |
13. But don't you see? Facts don't matter, banks are always right and common people are always wrong. |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 03:21 PM Response to Reply #11 |
28. So she graduated in May 2009 and the bank wrote loan off in January. |
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Gormy Cuss (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 03:25 PM Response to Reply #28 |
31. Where does it state that she made no payments after the grace period? |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 03:32 PM Response to Reply #31 |
35. You can only use bank offset is loan is in default. |
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Gormy Cuss (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 03:37 PM Response to Reply #35 |
37. We can choose to believe her or the bank. |
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ProdigalJunkMail (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 03:40 PM Response to Reply #37 |
39. the problem with bank errors is YOU have to be able to PROVE |
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Gormy Cuss (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 04:11 PM Response to Reply #39 |
52. Even when you have proof, banks don't like to admit the error. |
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ProdigalJunkMail (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 04:23 PM Response to Reply #52 |
55. and they always will take their own side... |
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Gormy Cuss (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 06:12 PM Response to Reply #55 |
59. I agree. |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 03:40 PM Response to Reply #37 |
40. She never made the claim she paid anything. |
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Gormy Cuss (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 04:13 PM Response to Reply #40 |
53. She also claimed that she applied for a deferment. |
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noiretextatique (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 11:54 PM Response to Reply #53 |
69. i believe her too |
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noiretextatique (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 11:53 PM Response to Reply #40 |
68. someone stole 800.00 from my account by cashing a check with no ID |
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Name removed (0 posts) Send PM | Profile | Ignore | Thu May-06-10 01:25 PM Response to Reply #37 |
110. Deleted message |
Name removed (0 posts) Send PM | Profile | Ignore | Thu May-06-10 01:24 PM Response to Reply #31 |
108. Deleted message |
ceile (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 02:49 PM Response to Reply #4 |
12. Didn't read the article before posting? |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 06:54 PM Response to Reply #12 |
63. She was not in Grace period. |
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Newest Reality (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 02:54 PM Response to Reply #4 |
16. As far as I remember, |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 03:24 PM Response to Reply #16 |
30. Not true. |
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Angry Dragon (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 02:58 PM Response to Reply #4 |
21. You are not a nice person...... |
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Name removed (0 posts) Send PM | Profile | Ignore | Thu May-06-10 01:20 PM Response to Reply #21 |
103. Deleted message |
izzybeans (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 03:03 PM Response to Reply #4 |
23. Yes contracts make it okay to steal. |
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HALO141 (425 posts) Send PM | Profile | Ignore | Wed May-05-10 03:51 PM Response to Reply #23 |
47. Technically, it's not stealing IF the bank is within the terms of the contract. |
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TalkingDog (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 03:32 PM Response to Reply #4 |
36. I agree. They should kill their pets and eat them, then pimp out their kid online |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 03:54 PM Response to Reply #36 |
49. Who said pay the loan off. She could have made payment on the loan to avoid it going into default. |
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LeftyMom (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 08:47 PM Response to Reply #4 |
67. So you're saying if you're behind on your student loan to let the family dog starve? |
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Lorien (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 10:47 AM Response to Reply #67 |
91. One of DU's most prominant Authoritarians |
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nashville_brook (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 09:53 AM Response to Reply #4 |
88. someone needs to lance your boil. |
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DJ13 (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 02:40 PM Response to Original message |
5. Years ago our bankruptcy attorney advised us to close all accounts |
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Skink (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 03:14 PM Response to Reply #5 |
27. Yeah but what if bank America buys out all the credit companies... |
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slackmaster (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 03:52 PM Response to Reply #27 |
48. B of A has me as a co-borrower on my ex-wife's credit card |
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Better Today (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 02:42 PM Response to Original message |
7. Yep, I've told my kids over and over, don't get loans where you |
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bergie321 (797 posts) Send PM | Profile | Ignore | Wed May-05-10 02:52 PM Response to Reply #7 |
14. Only problem is |
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Better Today (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 03:12 PM Response to Reply #14 |
25. True dat. |
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Blue_Tires (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 04:33 PM Response to Reply #14 |
57. +1 |
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Angry Dragon (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 02:52 PM Response to Original message |
15. Robber barons |
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high density (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 02:54 PM Response to Original message |
17. I know I signed something agreeing to this when I opened a loan and share account at a credit union |
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ljm2002 (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 02:57 PM Response to Original message |
18. I had a different experience recently... |
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Xithras (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 02:57 PM Response to Original message |
20. NEVER get loans from your regular bank. EVER. |
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jthorpe (4 posts) Send PM | Profile | Ignore | Wed May-05-10 02:58 PM Response to Original message |
22. thank god for the bank bailout. |
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Name removed (0 posts) Send PM | Profile | Ignore | Wed May-05-10 03:12 PM Response to Reply #22 |
26. Deleted message |
DFW (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 03:08 PM Response to Original message |
24. I have to wonder if there are any non-predatory banks out there anywhere |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 03:29 PM Response to Original message |
33. So bank collected on a loan after 6 months of non-payment. That is a "scam"? Really? |
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ProdigalJunkMail (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 03:31 PM Response to Reply #33 |
34. I hope the degree wasn't in finance or mathematics... n/t |
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depakid (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 08:14 AM Response to Reply #33 |
73. "Someone remind me why I should care." |
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tammywammy (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 09:27 AM Response to Reply #33 |
81. +1 |
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trekbiker (724 posts) Send PM | Profile | Ignore | Thu May-06-10 12:02 PM Response to Reply #33 |
93. exactly! |
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Uzybone (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 03:41 PM Response to Original message |
41. I hate the banks. I am going to withdraw all my money from banks |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 03:44 PM Response to Reply #41 |
44. Did it year ago. |
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Robb (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 06:34 PM Response to Reply #44 |
61. How do you like it? |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 07:01 PM Response to Reply #61 |
64. I got no problems with having everything with USAA. |
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Baalath (90 posts) Send PM | Profile | Ignore | Thu May-06-10 08:26 AM Response to Reply #64 |
78. USAA is my bank too. |
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icee (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 11:51 AM Response to Reply #64 |
92. I recently transferred all my investments to USAA. They are |
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whopis01 (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 09:55 AM Response to Reply #44 |
90. Don't think that USAA wouldn't use right of setoff |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 01:15 PM Response to Reply #90 |
100. Of course they would. |
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freebrew (478 posts) Send PM | Profile | Ignore | Thu May-06-10 12:58 PM Response to Reply #41 |
98. I'm with you... |
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taught_me_patience (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 03:43 PM Response to Original message |
43. Not much sympathy here |
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slackmaster (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 03:45 PM Response to Original message |
45. Article doesn't mention the $70,000 equity loan they took out in September 2009 |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 03:46 PM Response to Reply #45 |
46. Ouch even worse. |
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HALO141 (425 posts) Send PM | Profile | Ignore | Wed May-05-10 04:24 PM Response to Reply #46 |
56. Dude. They are UBER screwed. |
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TreasonousBastard (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 08:17 AM Response to Reply #45 |
74. Where'd you hear that? If true, these two are skating on thin ice and no... |
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slackmaster (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 09:41 AM Response to Reply #74 |
85. It's in public record data |
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lumberjack_jeff (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 06:20 PM Response to Original message |
60. Credit is a hazardous tool. |
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proteus_lives (1000+ posts) Send PM | Profile | Ignore | Wed May-05-10 08:38 PM Response to Original message |
66. One lesson that was pounded into me since childhood. |
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McCamy Taylor (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 01:47 AM Response to Original message |
70. Bush privatized student loans and look what happened. Banksters need to go to jail. |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 07:21 AM Response to Reply #70 |
71. That needs to be "undone". |
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tammywammy (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 07:30 AM Response to Original message |
72. If they had $4k+ in the bank, why weren't they making their loan payments? n/t |
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TreasonousBastard (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 08:19 AM Response to Reply #72 |
75. Because they are clueless and prefer to whine about the big, bad banks. |
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tammywammy (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 09:30 AM Response to Reply #75 |
82. Exactly |
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WeDidIt (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 08:20 AM Response to Original message |
76. Lesson learned |
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slackmaster (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 09:42 AM Response to Reply #76 |
86. Also, read and understand every word of a contract before you sign it |
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Aviation Pro (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 08:24 AM Response to Original message |
77. USAA.... |
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NNN0LHI (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 09:27 AM Response to Original message |
80. I hate banks. All banks. Big banks. Small banks. Don't make any difference |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 01:19 PM Response to Reply #80 |
101. I don't think USAA would. They are member owned. |
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lonestarnot (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 09:35 AM Response to Original message |
83. And anyone who thinks a credit union won't do the same is kidding themselves. |
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tammywammy (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 09:36 AM Response to Reply #83 |
84. Well, yeah |
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lonestarnot (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 09:50 AM Response to Reply #84 |
87. And you missed the point of the post apparently. |
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tammywammy (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 09:55 AM Response to Reply #87 |
89. That credit unions would do the same thing as the bank did here |
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Name removed (0 posts) Send PM | Profile | Ignore | Thu May-06-10 01:22 PM Response to Reply #87 |
106. Deleted message |
Greenheron (69 posts) Send PM | Profile | Ignore | Thu May-06-10 12:04 PM Response to Original message |
94. Same shit |
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trekbiker (724 posts) Send PM | Profile | Ignore | Thu May-06-10 12:20 PM Response to Reply #94 |
96. let me get this straight.... |
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aquart (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 01:00 PM Response to Original message |
99. As I recall, this was also a standard Bear Stearns practice. |
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Name removed (0 posts) Send PM | Profile | Ignore | Thu May-06-10 01:19 PM Response to Original message |
102. Deleted message |
Statistical (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 01:20 PM Response to Reply #102 |
104. Where did you get $1000 a month from? n/t |
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Name removed (0 posts) Send PM | Profile | Ignore | Thu May-06-10 01:21 PM Response to Reply #104 |
105. Deleted message |
Statistical (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 01:27 PM Response to Reply #105 |
111. That wasn't the monthly payment. Offset is up to 100% of loan amount. |
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JVS (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 01:29 PM Response to Original message |
112. This is why you gotta keep the stash in cash. |
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HALO141 (425 posts) Send PM | Profile | Ignore | Thu May-06-10 01:40 PM Response to Reply #112 |
114. Sure, but have you actually tried living on a cash only basis? |
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katty (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 01:49 PM Response to Original message |
115. so much citizen abuse across the board-people need to be |
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JDPriestly (1000+ posts) Send PM | Profile | Ignore | Thu May-06-10 03:57 PM Response to Original message |
117. Watch out when banks buy each other out. |
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