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And I'm not so very far off from there as you seem to think a house's value deems. The only thing you know about me is that I live in a house *valued* at 250K, and that I might be strapped for a repair cost tomorrow. From this you assume I own a huge house, make a couple 100K a year, and new vehicles every year, and belong to a county club. At the very least, you equate me with your sister, who does.
You don't know my work, my family situation, my goals, my habits. You just make a ton of assumptions based upon the *value* of my house. Why do I keep stressing its *value*? I live in Philadelphia, one of the few places that didn't suffer from the housing bubble a couple years back, because we had ours several years before that. My house has gained value since I bought it. Weird, I know. But I wouldn't have been able to buy it there hadn't been a great big gift from my in-laws, who parents helped them buy their first house 25 years ago.
"Well, oh-ho, there you go!" I hear you saying. "You're family is wealthy, if they can buy you a 250K house." Sorry to disappoint you again. The money for the down payment on this house (yes, "irresponsible" people like me still make down payments) came from the sale of my wife's grandmother's house. See, she owned her house outright. Bought it in the 1950s for nothing and watched a very prosperous community grow around it. She may have had "wealth," in fact I don't dispute that she did. but it was tied up in her house. In her last years she still had difficulty paying for her meds because, while she owned "wealth" she wasn't wealthy. None of it was liquid. So when she died, the house was sold and split between her six kids. There goes the "wealth."
I'm a grad student. I know, I know. It just makes you sick to your stomach to hear me flaunt my sexy, high paying job. My wife works in a small engineering firm. We don't make car payments. We own them outright. We have never bought a new car. Our newest is an '02. We don't live extravagantly by any measure I can think of. We just happened to be given a gift from our dead grandmother so that we could buy the house that my wife grew up dreaming of owning. Literally. And then it had the *gumption* to increase it's value?!? How dare something out of our control lose us our "poor people street cred."
I worked in the projects for years. Teaching. In North Philly. Maybe that's how I managed to save so damn much money for this mansion I own. Before that I worked three jobs while my wife worked two so that one of us could always be home with our then infant daughter. I've never been on the dole, but dammit I've been close. At one point I earned just a shade under $12,000 a year, for a family of three. Don't you dare tell me I don't understand the "other half."
Believe you me, I understand what I have, that I am more fortunate than a lot of people. But I am not "wealthy." My house, this quarter million dollar mansion that I inhabit, is in one of the more affluent parts of the state, with one of the best school districts. *That's* why my house is *valued* so highly: people would give their eye-teeth to move into this district. But not my neighborhood, mind you. We live by the train tracks, in the last house in the district, next to a park that for years was a notorious drug hang-out and has only recently been cleaned up. How recently? Last year our next door neighbors, the last open dealers in the neighborhood, were finally evicted.
So DON'T YOU FUCKING DARE tell me I don't understand the other half!
And the repair payment? Didn't I mention? I've been out of work for nearly a year. Yeah, even as a grad student, with all the riches showered down upon us, I worked.
So yeah, I'll sit here smugly on my pile of riches looking down on all the little people.
:rant:
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